Frequently Asked Questions
Have questions? We’ve answered some of the most common ones about Finotern Banking below.
1. What is Finotern Banking?
Finotern Banking is a digital-first financial platform helping individuals open accounts, access credit cards, apply for loans, and earn through affiliate banking solutions.
2. How do I open a bank account through Finotern?
You can open a zero balance account by filling out our simple online form and completing video KYC. Once verified, your account is activated instantly with partner banks.
3. Is there any cost to apply for credit cards?
No, most credit cards listed on Finotern are lifetime free. Some cards may offer premium features with optional fees, which are clearly mentioned at the time of apply.
4. How long does loan approval take?
Loan approvals typically take 24–48 hours once documents are submitted and verified. Finotern ensures a smooth, paperless, and quick process.
5. Can I earn with Finotern?
Yes! You can refer others and earn commission for every successful account, card, or loan application through your affiliate link. We also offer WFH earning programs.
6. Can I earn by working with Finotern Banking?
Absolutely. You can join as an agent and start earning through tasks like data entry, WhatsApp communication, and email support. We also hire full-time professionals for dedicated roles across sales, operations, HR, and customer service — both on-site and remote.
7. Is Finotern a bank?
No, Finotern is not a bank. We are a digital banking partner and facilitator working with India’s leading banks like Axis, Kotak, IDFC First, and IndusInd to simplify access for all.
8. Does Finotern provide job opportunities?
Yes, Finotern is constantly hiring passionate individuals for multiple roles including Field Marketing Executive, Business Development Executive, HR, Customer Support, Telecalling, Chat Process, and Data Entry Work. We also provide flexible Work-from-Home opportunities for students, homemakers, and part-time professionals. You can explore openings via our Careers page or email your resume to hr@finoternbanking.com.
9. Does Finotern work with colleges?
Yes, Finotern partners with colleges and universities to offer internships in Finance and HR domains. We also help students open their first savings accounts and provide career guidance through campus drives and seminars.
10. Does Finotern collaborate with banks?
Absolutely. Finotern works closely with leading Indian banks like Axis Bank, IDFC First, IndusInd Bank, and Kotak Mahindra Bank. We act as official channel partners to simplify and accelerate account openings, credit card distribution, and digital banking awareness.
11. Is Finotern a real company or is it fake?
Finotern Banking is a registered MSME entity and a legitimate digital services platform working in partnership with top Indian banks. We serve thousands of clients across India through affiliate services, financial onboarding, and verified work-from-home models. Our goal is to simplify access to modern banking and create real earning opportunities — with complete transparency and legal compliance.